I. Introduction

This Agreement constitutes a legally binding contract between the individual accessing or using the Chatto application and website (referred to as "you" or "User") and Quvarte Teknoloji A.Ş. ("Company", "we", "us"), governing your access to and use of Chatto, located at https://usechatto.com ("Service"). By engaging with our Service, you confirm your understanding and acceptance of this Agreement, including all referenced documents. If you do not agree with any part of this Agreement, you must discontinue the use of our Service immediately.

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II. Amendments to the Agreement

We hold the discretion to modify or update this Agreement at any point, for any reason. Updates will be effective upon posting on the Service's website. It is your responsibility to review this Agreement periodically. Your continued use of the Service after modifications signifies your acceptance of such changes.

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III. Use Eligibility

Access to and use of the Service is restricted to individuals who are at least 18 years of age. Minors aged between 13 and 17 may use the Service only under the supervision and consent of a parent or guardian. The Service is not intended for and shall not be used by anyone under the age of 13. By using the Service, you represent that you meet the above age requirements or have obtained the appropriate parental or guardian consent.

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IV. General Usage Terms

The Service is offered for your personal and non-commercial use only. Any use of the Service for illegal, harmful, or unauthorized purposes is strictly prohibited.

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IV. a. Consent to Share Consumption Data with Apple:

By using our app and making in-app purchases, you consent to our sharing of data regarding your usage and consumption of purchased content with Apple, as part of our efforts to resolve refund requests. This information may include details about how you have accessed and interacted with the purchased content. The purpose of sharing this data is to help Apple make an informed decision regarding refund requests. We ensure that such data sharing is done in compliance with Apple's policies and only as necessary to process your requests.

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IV. b.  Non-Refundable Purchases

All purchases made within the app, including subscriptions, in-app content, and other transactions, are final and non-refundable. By completing a purchase, you acknowledge and agree that refunds, reversals, or chargebacks are not permitted unless required by applicable law.

If you experience any issues with your purchase, please contact our support team for assistance.

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V. Privacy Practices

Your privacy is critically important to us. Our Privacy Policy, which is part of this Agreement, outlines how we collect, use, and protect your personal data. By using the Service, you consent to the data practices detailed in our Privacy Policy.

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VI. Intellectual Property Rights

By using the Service, you are granted a limited, non-exclusive, revocable license to access and use the Service strictly in accordance with this Agreement. This license does not transfer any rights or ownership in the Service or its content to you. All rights not expressly granted are reserved by the Company and its licensors. Unauthorized use of the Service's content is expressly prohibited.

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VII. Prohibited Actions

You agree not to engage in any activity that is illegal, infringes on the rights of others, or is harmful to the Service, its users, or the reputation of the Company. This includes, but is not limited to, copyright infringement, defamation, and promoting illegal activities.

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VIII. Service Availability and Accuracy

While we strive to ensure the Service is always accessible and functioning, we cannot guarantee uninterrupted service. We are not responsible for any inability to access the Service or any losses related to such issues.

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IX. Subscription Fees

Certain features of the Service may require payment. We offer various subscription plans with details provided within the Service. Subscriptions auto-renew unless explicitly cancelled before the renewal date.

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X. Links to Third-Party Sites

The Service may contain links to external websites or services that are not operated by us. We have no control over and assume no responsibility for the content, policies, or practices of any third-party sites or services.

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XI. Disclaimers

The Service is provided on an "as is" and "as available" basis without any warranties, express or implied. We disclaim all warranties to the extent permitted by law, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

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XII. Limitation of Liability

To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service.

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XIII. Compliance with Laws

You agree to comply with all local, national, and international laws and regulations applicable to your use of the Service.

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XIV. Governing Law

This Agreement shall be governed by the laws of the State of New York, USA, without regard to its conflict of law provisions.

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XV. Termination

We reserve the right to terminate or suspend your access to the Service at any time, without notice, for any reason, including breach of this Agreement.

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XVI. Severability

Should any provision of this Agreement be held to be unenforceable or invalid, such provision will be modified to achieve its intent as closely as possible, and the remaining provisions will remain in effect.

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XVII. Contact Information

For any questions or comments regarding this Agreement, please contact us at info@usechatto.com.

By using Chatto, you acknowledge that you have read, understood, and agree to be bound by this comprehensive set of terms.